Dr. Divine Simbi- Ndhlukula featured in the Lionesses of Africa Financing Business Growth Playbook.

My Approach

 Turning bank refusal into proof and institutional strength Divine built SECURICO in a sector where banks questioned whether a woman-led business could go far. The company now provides integrated security solutions, combining on-site guards with technology-led inter ventions tailored to client needs. Alongside this, her farming business, Zvikomborero Farms, brings another lens to growth finance: agriculture, risk and long- term operational planning. Across both businesses, Divine’s financing philosophy is clear: build a strong product or ser vice first, create real demand, and let performance make the business case clear for funders and partners. Build the foundation yourself Her start-up funding began with bootstrapping and organic growth. In security, banks would not consider lending because the business was in a male-dominated sector and they doubted her staying power. A micro-loan from a woman-led company helped, but most early growth came from self-belief, reinvestment and proving ser vice quality. When the formal system said no, Divine focused on building the foundations that later made funders pay attention and recognise the opportunity.

Read the Playbook here

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